SPEEDY CAPITAL turns a slow bank timeline into same-week funding — sized to your actual revenue, not a stack of collateral requirements.
Four funding products — each one sized to a different shape of business need.
An advance against future sales, repaid automatically as a percentage of daily revenue.
Fund new or used equipment without draining the working capital you need elsewhere.
Turn unpaid invoices into cash now instead of waiting 30, 60, or 90 days to get paid.
A lump sum for payroll, inventory, or whatever keeps day-to-day operations moving.
Move the slider — the estimate is based on typical funding ranges relative to monthly revenue.
The actual sequence — no separate underwriting call to schedule.
Share basic business info and securely connect your revenue data.
Review your funding amount, factor rate, and remittance schedule.
E-sign your agreement in minutes — no notary or branch visit required.
Funds hit your business account, often within 24 to 72 hours.
Short, practical reading on business capital, written by the team that structures these deals.
A factor rate isn't an interest rate, and comparing the two directly leads to confusing math. Here's how to read one correctly.
Read the article →Factoring sells an asset you already have rather than borrowing against one — here's why that distinction actually matters.
Read the article →Knowing your numbers before a lender does changes the whole conversation. Here's what to pull together first.
Read the article →Feedback from clients who were funded through SPEEDY CAPITAL.
"Needed to cover a big inventory order before a seasonal rush — funding hit our account in under 48 hours."
"The daily remittance was smaller than I expected once I saw the actual numbers instead of guessing at it."
"Factor rate was clearly explained upfront, which honestly isn't always true with this kind of funding."
A factor rate is a fixed multiplier applied to the funded amount to determine total payback, while an interest rate accrues over time — the two aren't directly comparable without doing the math both ways.
Most of our funding products are based on revenue rather than collateral, though equipment financing is secured by the equipment itself.
It's typically a fixed percentage of your daily card or bank deposits, so payments naturally scale up or down with your sales.
Yes — many agreements include a discount for early payoff, which we'll walk you through before you sign.
Apply in minutes and get a decision fast — most businesses are funded within 24 to 72 hours.
Get Funded